Explore Home Warranty
Secure a home warranty to maintain the essential, major appliances and systems that can be costly to repair out of pocket. Referrals on request.
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Home Warranty
Some home sellers pay for a home warranty that covers them while the property is on the market and conveys to the buyers after the sale. We can work together to determine whether we should negotiate for the seller to pay for a warranty or buy one yourself.
What is a home warranty?
A home warranty policy, which typically lasts for one year and is renewable, provides coverage for some of your home’s systems and appliances. In return for the annual fee, the company will cover repair costs and arrange for contractors. You’ll pay a deductible fee and possibly service fees if you need to use the warranty.
Do you need a home warranty?
If you’re buying an existing home, especially one with appliances that are more than four years old, a home warranty can give you peace of mind about paying for unexpected repairs and finding a reliable contractor. If you’re a first-time buyer, especially if you have limited savings, this can be particularly important.
If you have plenty of emergency savings, you’re handy, or you know good contractors, you may not need a warranty. Referrals on request.
If you’re buying a newly built home, structural defects are usually under warranty by the builder for up to 10 years, and other items are typically covered for six months to two years, so you don’t usually need a home warranty.
What should you look for in a home warranty?
To choose a good home warranty:
Company’s license is with your state’s real estate commission
Fine print of exclusions and limitations
What’s covered and what’s not
Coverage limits – your repairs will only be paid for up to a specific level
Service fees and deductibles
How quickly service and claims are handled
How contractors are vetted and what happens if you use your own
Coverage differences between a basic warranty and enhanced warranty
Online reviews
Contact preferred specialist and mention T. Bernie
American Home Shield
Saud Sadeya
Relocation Consultant